OK, I got it picked up. No surprises or shenanigans from the dealer. I highly recommend Mike Collins at Lexington Motorsports if you are in Kentucky! $5193 out the Door for a 2018 Black ABS! I'll update in the dealer pricing thread when I get a chance.
What can I say about the bike besides I absolutely love it! It is the perfect sporty and light weight companion to my Ninja 1000. I know it is going to get a lot of riding and a lot of modding!
I will post my initial review after I have a chance to go through my video logs, but one end of ride comment for now:
The Ninja 400 is a great 'Universal Japanese Motorcycle', well executed and beautifully finished. Lots of pride in ownership for the price point. Fun Factor & performance per Dollar is off the chart!
Thank you all for putting up with me as I saved up the cash, I'm glad to be a full member now!